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Disposable Income

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Old 23-02.-2006, 01:19 AM   #16
stevebaby
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Default Re: Disposable Income

Quote:
Originally Posted by MountainPro
i have been trying to implement the principle of 'devolved bugetary responsibility' in our household. My wife and i both work but you would be surprised just how little money gets allocated to the cycling budget. £0.01 per week.
I am trying to raise this to over £100.00 but its proving challenging with long range financial forcasts appear to indicate trouble ahead.. 'holidays' & 'new kitchen' are just a couple of shared responsibilities that already spell death to the cycling budget.

apparently a new kitchen only has a lifespan of 5 year until it has to be completely ripped and and new one put in....including appliances...this was news to me until last week when i was 're-educated'.
Ten thousand years ago,mrs.cro-mag was probably telling her husband ..."I don't like these rocks,the clay pots are so yesterday and the firewood smells..funny,and I don't like it!".
Perhaps trawling the "lifestyle" magazines for articles about LA's kitchen (to be photo-copied and pasted to every wall in the house),may restore the correct yin-yang balance to the MP household.
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Old 23-02.-2006, 03:06 AM   #17
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Default Re: Disposable Income

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Originally Posted by EoinC
My wife and I share fiscal responsibility. I am responsible for the part where the money comes in the door, and she is responsible for the part where it goes out. In addition to allocating expenditure resources to her own corporate departments (Which I don't have access authority to - I'm told there's some kind of mix-up with my name in the IT Dept, but I'm sure it will be fixed soon), she occassionally grants AFE's for expenditures that I have pleaded for. These are usually amortised over an extensive period and are provided via a modern dripfeed system.
I am very fortunate to have her assuming such a thankless task. Her attention to detail is impressive. Without her continuing advice and intruction, I would probably not have known that a diamond is a necessity, not a luxury.


Indeed you are lucky to have such a bastion of fiscal rectitude managing income and expenditure.
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morelike hypocrisy.
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Old 23-02.-2006, 03:12 AM   #18
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Default Re: Disposable Income

Quote:
Originally Posted by MountainPro
i have been trying to implement the principle of 'devolved bugetary responsibility' in our household. My wife and i both work but you would be surprised just how little money gets allocated to the cycling budget. £0.01 per week.
I am trying to raise this to over £100.00 but its proving challenging with long range financial forcasts appear to indicate trouble ahead.. 'holidays' & 'new kitchen' are just a couple of shared responsibilities that already spell death to the cycling budget.

apparently a new kitchen only has a lifespan of 5 year until it has to be completely ripped and and new one put in....including appliances...this was news to me until last week when i was 're-educated'.


I too would like to see a rebalance between the cycling budget and some other budgets such as Coco-Chanel, L'Oreal, Zara, Prada, Top Shop, Debenhams and the like.

Bianchi needs investment from the likes of me!
I just wish Bianchi would get priority over some of the other corporations named above.

I bought a new pair of cycling shoes - €99.00. First new pair in three years.
Her in doors spends at least that amount perhaps twice a month on "oh, I really do need a pair of those strappy high heels................"
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morelike hypocrisy.
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Old 23-02.-2006, 03:50 AM   #19
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Default Re: Disposable Income

My bicycle was expensive as were the accoutrements that went along with it. I am still waiting for decent weather to bike again.

New plumbing, a new furnace, and therapy bills for offspring, and you are dead. My husband treated himself to a new HDTV by Sony. I re-did the curtains in our living room as soon as I was in shape to do so, post surgically. X-mas wasn't as bad as it could have been. My husband wanted a short wave radio and he got a Grundig. Loves to listen to the Netherlands, Spain, Canada and places all over. I, in turn, got a few bobbles and a Kitchen Aid attachment (which I never use anyway). Since I got a new red Huyndai Tiberon 2 years ago, I am still "atoning" for that sin, that Lucifer that is in the driveway!!!! LOL

I hope business did well and my spouse will get a decent bonus.....to pay for the furnace, you see.


Nothing has been more expensive than comfortable women's shoes, that aren't too ugly to bear wearing. Unfortunately my left hip had to be replaced at so young an age. I am wearing shoes with lots of support and impact taking and spend over $100.00 or so a pair.

I used to be able to wear cheapies that I would buy at warehouses for well under $50.00 usually. Say, 34.99.

I haven't bought their version of "evening shoes" yet. Softwalk will do quite a business as us baby boomers age and age and age.
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Old 23-02.-2006, 03:58 AM   #20
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Default Re: Disposable Income

Quote:
Originally Posted by limerickman
I too would like to see a rebalance between the cycling budget and some other budgets such as Coco-Chanel, L'Oreal, Zara, Prada, Top Shop, Debenhams and the like.

Bianchi needs investment from the likes of me!
I just wish Bianchi would get priority over some of the other corporations named above.

I bought a new pair of cycling shoes - €99.00. First new pair in three years.
Her in doors spends at least that amount perhaps twice a month on "oh, I really do need a pair of those strappy high heels................"
Surely you could have strapped some peat or bark or something to your feet?
..but your ancestors didn't wear high heels...
WAAAH...sexist...children in indonesia won't have work if I don't have high heels...WAAAH...sleep with the dog...
Can't argue with it,can't win!
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Old 23-02.-2006, 04:04 AM   #21
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Default Re: Disposable Income

Quote:
Originally Posted by stevebaby
Surely you could have strapped some peat or bark or something to your feet?
..but your ancestors didn't wear high heels...
WAAAH...sexist...children in indonesia won't have work if I don't have high heels...WAAAH...sleep with the dog...
Can't argue with it,can't win!

I wish I could wear high heels all day like I used to do. Now they are only for evenings out, especially those stilletto's that are so fashionable these days.

*cries*
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Old 23-02.-2006, 04:47 AM   #22
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Default Re: Disposable Income

Quote:
Originally Posted by ptlwp
I wish I could wear high heels all day like I used to do. Now they are only for evenings out, especially those stilletto's that are so fashionable these days.

*cries*
See what I mean?
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Old 23-02.-2006, 04:51 AM   #23
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Default Re: Disposable Income

Wow, I can't wait to get married...
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Old 23-02.-2006, 04:57 AM   #24
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Default Re: Disposable Income

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Wow, I can't wait to get married...
Imelda Marcos is single,still a role model for younger women,and likes younger men..(ask mick jagger).
Go for it.
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Old 23-02.-2006, 10:50 AM   #25
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Default Re: Disposable Income

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Originally Posted by stevebaby
See what I mean?


Very good, Steve.

What is it with women and shoes, eh?
Mrs Limerickman, while not at the Imelda Marcos level of shoes, must have about 50 pairs of shoes.
In the early days at least she provided an excuse "we're going to that (name the event/party/function) and I needed these (shoes) to match my outfit......."
Fine.

But I know that there aren't fifty different outfits!
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morelike hypocrisy.
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Old 23-02.-2006, 11:03 AM   #26
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Default Re: Disposable Income

Quote:
Originally Posted by limerickman
Very good, Steve.

What is it with women and shoes, eh?
Mrs Limerickman, while not at the Imelda Marcos level of shoes, must have about 50 pairs of shoes.
In the early days at least she provided an excuse "we're going to that (name the event/party/function) and I needed these (shoes) to match my outfit......."
Fine.

But I know that there aren't fifty different outfits!


Lim, I would venture to say that my wife has 80 pair of shoes 60 purses and countless outfits. Our closet is over 150 square feet and completely full. Not of my stuff either!
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Old 23-02.-2006, 12:08 PM   #27
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Default Re: Disposable Income

Quote:
Originally Posted by limerickman
Very good, Steve.

What is it with women and shoes, eh?...
That shoe thing just whacks me out. Whatever they buy is a bargain, therefore they need to buy more of them for a greater bargain. The less material used, the more they cost - It's ridiculous...it's like...aaah...bicycles!
As SB says, there is a disturbing lack of attention paid to the mainstay bastions of civilisation (Beer, Bikes and Boats), and far too much attention (and cash) paid to crap that gets put on feet.
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Old 23-02.-2006, 12:56 PM   #28
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Default Re: Disposable Income

I get an allowance of $100 a fortnight which is about 2.5% of my net income. This is because like many others I feed all my income into my mortgage to pay the bloody thing off faster. If I where to pay minimum mortgage payments and accept the lump on my back for the next 25 years I would have 75% of my net left as I have no other real expenditure.
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Old 23-02.-2006, 10:04 PM   #29
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Default Re: Disposable Income

Quote:
Originally Posted by jhuskey
Lim, I would venture to say that my wife has 80 pair of shoes 60 purses and countless outfits. Our closet is over 150 square feet and completely full. Not of my stuff either!

start selling it bit by bit on ebay, she'll never notice.
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Old 23-02.-2006, 10:56 PM   #30
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Default Re: Disposable Income

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Originally Posted by jhuskey
Lim, I would venture to say that my wife has 80 pair of shoes 60 purses and countless outfits. Our closet is over 150 square feet and completely full. Not of my stuff either!


You're very organised JH - you can quantify your other half's clothing!
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