Polar M51/52 HRM

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Hi there (as a newbie to the forum)

I've done a bit of research into HRM's both on the internet and by searching the hundreds of seemingly endless threads on this very site! In any case I believe I have narrowed my choice down to the Polar M51/52 - this seems a good buy to me (my budget won't stretch to something like a Polar 720 at the moment).

Are there any other users of this model out there who can convince me I'm making a good/bad choice? Basically I want to use it to monitor my aerobic/anerobic thresholds - it doesn't really have to do the more complex stuff.

Secondly, is the Polar 'own test' that this HRM can perform really an accurate indicator of VO2 max?

And finally on the question of cycling etiquette (vanity being important to me!) where should you actually display the HRM - on the bike frame next to the odometer or as a watch around the wrist????

thanks